January 30, 2017

Residents of the Estes Valley,

For many years, the Estes Valley Fire Protection District has participated in the Insurance Services Office (ISO) Public Protection Classification (PPC) for Fire Departments. The goal of this program is to provide a relative grading of a fire district based on their: emergency communications (dispatch), equipment, staffing, training, water supply system, and community efforts to reduce the risk of fire. Fire districts are rated from 1 to 10, with Class 1 generally representing exemplary fire protection, and Class 10 indicating that the community’s fire suppression program does not meet ISO’s minimum criteria. Some U.S. insurers of home and business properties use ISO’s PPC to calculate premiums. In general, a better ISO rating can help lower insurance rates depending on how an insurance company uses that rating in their calculations.


I am pleased to report that effective February 1, 2017, the Estes Valley Fire Protection District has received an improved rating of 3/10. Homes that are less than 5 miles from a station now have a reduced PPC rating of 3 (previously 4 or 6, depending on distance from a hydrant). Homes that are more than 5 miles from a fire station will experience no change, and still have a PPC rating of 10.

ISO assesses a Public Protection Classification for over 48,000 fire departments nationwide. Based on data from 2015, this new rating puts Estes Valley Fire Protection District in the top 10% by PPC across the US. Of the more than 650 fire agencies in Colorado, less than 25% have earned a PPC of 3 or better.


Many individuals and agencies have contributed to earn this new PPC for the Fire District, and should be recognized for their efforts and commitment to keeping our community safe. We would especially like to thank the Estes Park Emergency Communications Center, the Town of Estes Park Water Department, the efforts of our staff and volunteers, and the efforts of our community for their part in risk reduction.

David Wolf

Fire Chief

ISO Public Protection Classification